Car crashes cause serious personal injury. Injuries such as broken bones, brain injury, paralysis and amputations leave the injured person either unable to communicate or unclear in their thinking. The first thing to try and do at a collision scene is to stay calm. If you are seriously injured, do not worry about anything but your health. Follow the instructions of the emergency aid providers and let the police investigate the rest of the claim.
If you are not so seriously injured that you are able to walk and talk and think clearly, then we suggest that you give a concise statement of the facts to the investigating officer. Ask the officer to record the names of witnesses at the scene. You may exchange insurance information at the scene of the collision. If the other driver is not cooperating, do not force the issue. Allow the police to take care of it. However, you should record the license plate number and make and model of the other car.
Limit Discussion of the collision and talk only with the police or your claim handler.
If you receive a call, a visit, or a letter from an attorney or attorney’s office within the first thirty days of the collision, know that they cannot be trusted. They cannot be trusted because the rules of the Indiana Supreme Court prohibit such contact. If a lawyer, a law firm or one of their workers contacts you within that 30 days, know they are not honest and you must report them to the Indiana Supreme Court Disciplinary Commission. Someone who would violate this rule cannot be trusted to work for you.
Give no statement to the insurance company for the person who caused the collision.
If you are injured seek medical attention and follow the doctor’s orders. It is difficult for those without insurance to obtain quality care, but do what you can.
If you have any questions about your rights, seek the advice of people you know and respect to locate and retain a lawyer. Experience counts, and your friends and family probably know a good lawyer with whom they have worked and trust.