Indiana Spinal Cord Injury Attorneys on the New Health Care Law and How it Affects You

As your Indiana Spinal Cord Injury Attorneys, we want to discuss with you the impact of the new Health Care Law on Hoosiers dealing with paraplegia and quadriplegia.  The fact is that Hoosiers dealing with spinal cord injury have a multitude of medical issues that may not be apparent to the casual observer.  Some examples include pressure sores.  Pressure sores develop because the spinal cord injury prevents the person from sensing pressure on parts of the affected body.  People without spinal cord injury are constantly sensing heat or pressure when sitting or laying down and move to relieve that pressure.  When the pressure is not relieved, the tissue begins to break down and sores develop.  Pressure sores are dangerous because the spinal cord injury affects the Hoosier’s immune system and cause the sore to take a long time to heal.  These sores can be life threatening.  Another example of a danger to a person dealing with paraplegia or quadriplegia is infection.  As we discussed, the immune system of the person is lowered, their ability to cough may be affected so they cannot clear their lungs and trouble starts.  

As there are so many problems for these folks, good health care is essential.  Unfortunately many of these folks have, in the past met their maximum limit of coverage or have been kicked off their plans because the medical care costs cut into the obscene profits of the health insurers.  As health insurance in America is a for profit system, and as the free market system encourages lower costs and higher profits, it is only natural that insurers look with dismay at spinal cord injury victims. 

 The health care law has provisions that will help spinal cord injury victims.  I read in the paper today, that despite all the gloom and doom about the health care law and its effects on profits, most health insurers are doing quite well.  So it is shocking, though not surprising (profits can never be too high) that the vested interests are attacking the law and as a consequence attacking Hoosiers, and all Americans, with Spinal cord injury.  I am placing a paragraph from the National Spinal Cord Association Website (http://www.spinalcord.org/) about this issue here in order to bring attention to the problem:

TELL CONGRESS TO OPPOSE EFFORTS TO REPEAL AND REPLACE THE AFFORDABLE CARE ACT

NSCIA urges all our members and their family members to immediately call your Representatives and Senators to oppose the House Republican efforts to repeal and replace the Affordable Care Act. A vote is currently expected to be scheduled late in the week of January 17. Thanks to the generosity of Families USA, our coalition partner, you can call 1-888-876-6242 for free connect directly to the Congressional switchboard where you can ask for your Representative’s office. Click to full story for suggested message points.

After identifying yourself, tell your Congressional Representative you oppose the repeal or replacement of the Affordable Care Act because:

The Affordable Care Act has provided you and your family members with the peace of mind of knowing that as a person with a disability, you and others in your family will not be denied health care coverage because of a pre-existing condition.  IF YOU HAVE BEEN DENIED ON THIS BASIS PREVIOUSLY, LET THEM KNOW.

The Affordable Care Act has provided you and your family members with the peace of mind of knowing that you and your family members will no longer be subject to annual or lifetime caps on benefits which has bankrupted many families and caused destitution.  IF YOU HAVE A PERSONAL STORY TO SHARE ON THIS MATTER, LET THEM KNOW.

The Affordable Care Act has provided you and your family members with the peace of mind of knowing all policies must now contain certain essential benefits, including rehabilitative and habilitative services and devices and chronic disease management so needed by those living and working in the face of long-term chronic conditions and disability challenges.  IF YOU OR A FAMILY MEMBER HAS BEEN DENIED SUCH SERVICES UNDER YOUR POLICY, LET THEM KNOW.

The Affordable Care Act has provided you and your family members with the peace of mind of knowing expanded home and community based services will be made available for people with disabilities and chronic conditions to live at home and participate in their communities rather than be institutionalized at far greater expense.  IF YOU HAVE BEEN INSTITUTIONALIZED AT A NURSING HOME OR OTHER LONG-TERM CARE FACILITY AND FEEL YOU WOULD HAVE BEEN BETTER SERVED REMAINING IN THE COMMUNITY, LET THEM KNOW.

It is critical that we make our voices heard as we battle this first major effort to dismantle the health reforms we fought so hard to finally obtain.  Please call your Representative and Senators today.  It will cost you nothing but your time and what is at risk is enormous.  The toll-free number again is: 1-888-876-6242. ACT NOW!

Know that your fellow Hoosiers, and fellow Americans, deserve the dignity of proper health care.  Act now.

NOTICE: No face-to-face meeting needed. You can remain safely in your home from case signup to settlement.

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